EasyFinancial
Reviews and Complaints
Excessive fee
I borrowed 1000$ (1076$) and two auto payments each 98$ were debited from my account (196$). I then after about a month had enough money to pay off the whole thing so I did.
That final payment was around 1300$ ! So it cost me 430$ to borrow 1076. Ridiculous for having paid it back so quick.
I think the kicker was the insurance part which they make it seem is a necessary part of the loan. Nice racket you have going there.
- Fees
Preferred solution: Apology
User's recommendation: Last resort loan
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerLoan purpose
Preferred solution: Full refund
Say no
- Bull
- Banking fees
- No money in my account
- Horrible customer service
Preferred solution: helping others out
Yes don 't borrow from Easy Financial
Summary of experience with Easy Financial
I took a loan out with easy financial in August 2019. I've a gambling addict for years, at the time my credit card was close to maxed out had nothing in the bank.
Anyway i took out the loan, very high interest at almost 50%. I didnt accept the interest or other fees that they tried to push would have been higher otherwise.
They've been pulling payments from my account like clockwork every two weeks. They've called my multiple times asking me if I want to increase the loan and each time ive politely said no.
Like I said Im trying to get away from the gambling, ive started to work to payoff of credit card and am continuing the make the easy financing payments, should be totally debt free in the next few months. The point Id make about easy financial is that they are open about how they work and their interest rates etc.
The loan document I signed clearly outlined the total interest and the overall debt obligation, I mean yes its crazy high but unless you're unable to do basic math no one enters into a loan with them no knowing what the deal is.
They dont but a gun to anyones head. My advice is to look at yourself, ask yourself how you got to a point in your life where you felt you had to take out a high interest install loan
Excessive cost of borrowing
User's recommendation: Deny any fees that are not mandatory
Dangerous STAY AWAY
Worst service
Never come back again
Try not to buy optional products
- Financial knowledge and credit rebuilding
- Everything else about the company
Beware
- Friendly support staff
- Friendly
- Repairing my credit
- Misleading and not helpful
- Grief and stress
- Scamming behaviour
Preferred solution: Let the company propose a solution
Complaint regarding local office
- Friendly
- Not at all
The worst experience of my life
- Ripped off my mother
Need a class action lawsuit against EasyFinancial
- Scamming behaviour
Preferred solution: Let the company propose a solution
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerScammed for more money then we borrowed
Preferred solution: Let the company propose a solution
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" Nice racket you have going there." LOL... What a moron.
Did you bother to READ and UNDERSTAND what you were getting into, how the money would be applied? Clearly not or you wouldn't be here whining like a chump how VOLUNTEERED for this nonsense. Great post on what real MEN/WOMEN do NOT do when it comes to financing. Of course, I could be wrong.
They may have forced you to take their expensive money at gunpoint.
OK...Say it... "You must work for them."
I know I am stupid. They prey on my type. 400$ for 1000$ is crazy but when you have dolts like me in the world it's easy to screw up.
Do you work for them too?